What can a financial adviser do for you?

• A financial adviser will help you understand your financial situation and how to make prudent decisions with your money.
• Financial planning is the process your adviser goes through with you to design and set up your financial plan.
• You can use a financial adviser for all or part of your financial and wealth-building journey.

A financial adviser can help you discover and prioritise what matters most to you and set you on course money-wise to achieving your goals. Importantly, they can offer ways to protect you from the financial stresses often resulting from adverse situations.

Exploring broader horizons

A financial adviser will explore with you a range of investment options and strategies to help you build a portfolio and increase your wealth through different types of assets, such as shares, property, cash and fixed interest investments, term deposits and superannuation.

They can help ensure that your family and assets are protected by determining the right level of insurance cover you need. This will greatly lessen the chances of your family being put under pressure to meet living expenses should anything unfortunate happen unexpectedly.

For an additional fee, a financial adviser can also continually review your progress to help unsure that you are still on track with your financial goals. Your circumstances and needs are constantly changing, and having an adviser to regularly monitor your progress may help you reach your goals faster or more reliably.

Catering to many situations

Financial advisers are not just for the wealthy or those approaching retirement. A good financial adviser can help you regardless of how much money you have. Remember, their job is helping you reach your financial goals, not just assisting you to manage the wealth you may already have.